{"id":42596,"date":"2007-11-08T16:33:32","date_gmt":"2007-11-08T16:33:32","guid":{"rendered":"http:\/\/visionarymarketing.wordpress.com\/2007\/11\/08\/e-payments\/"},"modified":"2020-06-24T14:50:10","modified_gmt":"2020-06-24T12:50:10","slug":"e-payments","status":"publish","type":"post","link":"https:\/\/visionarymarketing.com\/en\/2007\/11\/08\/e-payments\/","title":{"rendered":"e-payments in the 21st century"},"content":{"rendered":"<p align=\"justify\">On October 2, I gave a lecture on e-payments in front of the MBA e-business students of the Paris Graduate School of management as the opening session of the 2007-2008 school year. In this lecture, I was able to go back to the genesis or <a href=\"https:\/\/visionarymarketing.com\/2015\/09\/digital-transformation-retail-banking\/\">Internet banking<\/a> (I was lucky enough to be part of this in the UK in the middle of the 1990s).<\/p>\n<h2 align=\"justify\">e-payments in the 21st century<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-51491 size-full\" src=\"https:\/\/visionarymarketing.com\/wp-content\/uploads\/2007\/11\/jumpstory-download20200314-185056-scaled.jpg\" alt=\"e-payments in the 21st century\" width=\"2560\" height=\"1707\" \/><\/p>\n<p align=\"justify\">From this experience, I derived a number of consequences on how security is or isn&#8217;t important with regard to the development of e-business, and then drew a parallel with payment systems and the way that they are used in the context of modern-day e-commerce. In part two, I described my three-pronged analysis of electronic payments.<!--more--><\/p>\n<p align=\"justify\">&#8220;Firstly, the human perspective with a focus on the way that payments are used, including a thorough statistical analysis of the various discrepancies between <a href=\"https:\/\/securionpay.com\/blog\/e-payment-system\/\" target=\"_blank\" rel=\"noopener noreferrer\">e-payment<\/a> usage in Europe and the United States. I also made a comparison with the way that these payment systems are used outside the Internet and how they shape usage and configure the e-commerce landscape in all these respective geographies.<\/p>\n<p align=\"justify\">Secondly, the description of the various means of payment, with a particular focus on debit and credit cards, be they virtual or real, and a host of micro-payment solutions such as Internet + (a revolutionary micro-payment system invented and developed by an Israeli\/French company at the end of the 1990s), of which I was the first client in this country.<\/p>\n<p align=\"justify\">Lastly, the security component was described in details, not only through its most common (phishing, pharming and keylogging), but also and mainly through the detailed comparison of official statistics regarding fraud on other payments on and offline.<\/p>\n<p align=\"justify\">The duration of this conference was 1 1\/2 hour.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>On October 2, I gave a lecture on e-payments in front of the MBA e-business students of the Paris Graduate School of management as the opening session of the 2007-2008 school year. In this lecture, I was able to go back to the genesis or Internet banking (I was lucky enough to be part of &hellip;<\/p>\n","protected":false},"author":2,"featured_media":51491,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4072],"tags":[4288,4347,4349,4352,4598,4635,4636],"class_list":["post-42596","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-marketing-innovation","tag-course","tag-e-business","tag-e-commerce","tag-e-payments","tag-lecture","tag-marketing-course","tag-marketing-lecture"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>e-payments in the 21st century conference on epayments<\/title>\n<meta name=\"description\" content=\"On October 2, I gave a lecture on e-payments in front of the MBA e-business students of the Paris Graduate School of management\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/visionarymarketing.com\/en\/2007\/11\/08\/e-payments\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"e-payments in the 21st century conference on epayments\" \/>\n<meta property=\"og:description\" content=\"On October 2, I gave a lecture on e-payments in front of the MBA e-business students of the Paris Graduate School of management\" \/>\n<meta property=\"og:url\" content=\"https:\/\/visionarymarketing.com\/en\/2007\/11\/08\/e-payments\/\" \/>\n<meta property=\"og:site_name\" content=\"Marketing and Innovation\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/vismktg\" \/>\n<meta property=\"article:author\" content=\"http:\/\/facebook.com\/ygourven\" \/>\n<meta property=\"article:published_time\" content=\"2007-11-08T16:33:32+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-06-24T12:50:10+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/visionarymarketing.com\/wp-content\/uploads\/2007\/11\/jumpstory-download20200314-185056-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"4800\" \/>\n\t<meta property=\"og:image:height\" content=\"3200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Yann Gourvennec\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@ygourven\" \/>\n<meta name=\"twitter:site\" content=\"@ygourven\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Yann Gourvennec\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\\\/\\\/visionarymarketing.com\\\/en\\\/2007\\\/11\\\/08\\\/e-payments\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/visionarymarketing.com\\\/en\\\/2007\\\/11\\\/08\\\/e-payments\\\/\"},\"author\":{\"name\":\"Yann Gourvennec\",\"@id\":\"https:\\\/\\\/visionarymarketing.com\\\/en\\\/#\\\/schema\\\/person\\\/3754fee1e558f47b8deb46f53c37423e\"},\"headline\":\"e-payments in the 21st century\",\"datePublished\":\"2007-11-08T16:33:32+00:00\",\"dateModified\":\"2020-06-24T12:50:10+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/visionarymarketing.com\\\/en\\\/2007\\\/11\\\/08\\\/e-payments\\\/\"},\"wordCount\":298,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/visionarymarketing.com\\\/en\\\/2007\\\/11\\\/08\\\/e-payments\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/visionarymarketing.com\\\/wp-content\\\/uploads\\\/2007\\\/11\\\/jumpstory-download20200314-185056-scaled.jpg\",\"keywords\":[\"course\",\"e-business\",\"e-commerce\",\"e-payments\",\"lecture\",\"marketing course\",\"marketing lecture\"],\"articleSection\":[\"Marketing &amp; 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